Personal Checking
Effective July 1, 2009
| |
Free
E-ssential |
Bridge Club |
Basic |
**N.O.W. |
**Super N.O.W. |
**N.O.W.
Account Plus |
| Monthly Service
Charge |
***None
(see
below)
|
$7.00 -$9.00 |
$3.00 with min.
balance of $300.00-$399.99, $4.00 with min. bal. of $200.00-299.99,
$5.00 with min. bal . of $100.00-$199.99, $6 with min. bal. of
less than $100 |
If balance falls
below $1000.00 a $10.00 per month service charge is imposed |
If balance falls
below $2500.00 a $10.00 per month service charge is imposed |
If balance falls
below $1000.00 a $10.00 per month service charge is imposed |
| Interest Bearing |
No |
No |
No |
Yes (see rate sheet
below) |
Yes (see rate sheet
below) |
Yes (see rate sheet
below) |
| Minimum Balance
Required to Open |
$100.00 |
$50.00 |
$50.00 |
$1000.00 |
$2500.00 |
$10,000.00 |
| Online Banking |
Free |
Free |
Free |
Free |
Free |
Free |
| Online Bill Pay* |
Free |
Free |
Free |
Free |
Free |
Free |
| E-Statements |
Free |
Free |
Free |
Free |
Free |
Free |
| Check Images |
Online |
With your monthly
statement |
With your monthly
statement |
With your monthly
statement |
With your monthly
statement |
With your monthly
statement |
| Money Orders |
$3.00 each |
5 Free per month |
$3.00 each |
$3.00 each |
$3.00 each |
$3.00 each |
| Safe Deposit Box |
Available |
$2.00 annual discount |
Available |
Available |
Available |
Available |
| Notary Service |
$3.00 per document |
Free |
$3.00 per document |
$3.00 per document |
$3.00 per document |
$3.00 per document |
*Online bill pay is free with any account when you opt in for
E-Statements.
**Bridge Club memberships also available to N.O.W. account
holders.
***The account is free if it is active, the balance is greater than
$0.00 and you sign up for e-statements.
****If the the Free E-ssential
account is dormant and has a balance below $50.00 there will be a
$5.00 per month dormant charge.
The Basic Package Bridge Club Membership includes:
-
Personalized Bridge
Club checks
-
$10,000.00 Accidental
Death and Dismemberment Insurance ($5,000.00 each on the first two
principal owners)
-
5 free copies per
month
-
Special travel
discounts
-
Discounts to many
area attractions
The Basic Package plus Family Plan Bridge Club Membership includes:
-
Basic Bridge Club
membership
-
Plus additional
Accidental Death and Dismemberment benefits - $15,000.00 on each of
the first two principal owners and $1,500.00 Accidental Death and
Dismemberment benefit for each dependent child between the ages
of 15 days and 25 years
Rates
Effective July 1, 2010
| Account
Type |
Minimum
Balance to Open and to Obtain APY |
Daily
Balances Of |
Interest
Rate |
Annual
Percentage Yield (APY) |
| N.O.W |
$1,000.00 |
- |
.20% |
.20% |
| Super
N.O.W. Account |
$2,500.00 |
- |
.25% |
.25% |
| N.O.W
Account Plus |
$10,000.00 |
$10,000.00-$24.999.99 |
.45% |
.45% |
| $25,000.00-$49,999.99 |
.80% |
.80% |
| $50,000.00
and up |
1.00% |
1.00% |
|
MEMBER FDIC