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Add the e-ssential advantage to any account below. 

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Effective September 4, 2012

  E-ssential Bridge Club Basic **N.O.W. **Super N.O.W. **N.O.W. Account Plus
Monthly Service Charge ***None
(see below)
$7.00 -$9.00 $3.00 with min. balance of $300.00-$399.99, $4.00 with min. bal. of $200.00-299.99, $5.00 with min. bal . of $100.00-$199.99, $6 with min. bal. of less than $100 If balance falls below $1000.00 a $10.00 per month service charge is imposed If balance falls below $2500.00 a $10.00 per month service charge is imposed If balance falls below $1000.00 a $10.00 per month service charge is imposed
Interest Bearing No No No Yes (see rate sheet below) Yes (see rate sheet below) Yes (see rate sheet below)
Minimum Balance Required to Open $100.00 $50.00 $50.00 $1000.00 $2500.00 $10,000.00
Online Banking Free Free Free Free Free Free
Online Bill Pay* Free Free Free Free Free Free
E-Statements Free Free Free Free Free Free
Check Images Online With your monthly statement With your monthly statement With your monthly statement With your monthly statement With your monthly statement
Money Orders $3.00 each 5 Free per month $3.00 each $3.00 each $3.00 each $3.00 each
Safe Deposit Box Available $2.00 annual discount Available Available Available Available
Notary Service $3.00 per document Free $3.00 per document $3.00 per document $3.00 per document $3.00 per document

 

*Online bill pay is free with any account when you opt in for E-Statements.
**Bridge Club memberships also available to N.O.W. account holders.
***The account is free if it is active, the balance is greater than $0.00 and you sign up for e-statements.
****If the Free E-ssential account is dormant and has a balance below $50.00 there will be a $5.00 per month dormant charge.

 

The Basic Package Bridge Club Membership includes:

  • Personalized Bridge Club checks
  • $10,000.00 Accidental Death and Dismemberment Insurance ($5,000.00 each on the first two principal owners)
  • 5 free copies per month
  • Special travel discounts
  • Discounts to many area attractions

 

The Basic Package plus Family Plan Bridge Club Membership includes:

  • Basic Bridge Club membership
  • Plus additional Accidental Death and Dismemberment benefits - $15,000.00 on each of the first two principal owners and $1,500.00 Accidental Death and Dismemberment benefit for each dependent child between the ages of 15 days and 25 years

 

Rates Effective March 28, 2014

Account Type Minimum Balance to Open and to Obtain APY Daily Balances Of Interest Rate Annual Percentage Yield (APY)
N.O.W $1,000.00 - .20% .20%
Super N.O.W. Account $2,500.00 - .20% .20%
N.O.W Account Plus $10,000.00 $10,000.00-$24.999.99 .20% .20%
$25,000.00-$49,999.99 .20% .20%
$50,000.00 and up .30% .30%
       

 

  • Rates subject to change after opening
  • Fees may reduce earnings
  • The interest rate and annual percentage yield will depend upon the daily balance in the account as shown on the above rate chart